10% interest with guaranteed security

It’s a volatile marketplace for savers across the globe. If you’re an expat with a lump sum of savings, now is the time to ringfence these hard-earned savings – while still taking advantage of higher returns.

Through Best Expat Savings you can access a range of lump sum savings plans that are made for expat life: tax efficient, multi-currency and globally mobile. Even better, these expat savings plans are structured to keep your lump sum savings secure, protecting them against unpredictable events and unstable market conditions.

What’s more, international savings plans offer significant tax advantages, helping you maximise the growth of your wealth while minimising liabilities. They are also highly effective for retirement planning, giving you the flexibility to build long-term financial security and peace of mind, no matter where life takes you.

Explore savings plans built for expats

Explore savings plans built for expats

Man reads on mobile phone
Man reads on mobile phone
Man is looking from the bridge

Grow your expat wealth securely

With asset-backed savings plans your hard-won savings have guaranteed security, with the assurance that your original lump sum will never decline in value.

Earn 10% interest with a plan that works for you

If you’re after steady, reliable returns, you can choose a plan that gives you a guaranteed monthly income at a set interest rate for the full term – so you’ll always know exactly what you’re getting. And the best part? Your original savings stay untouched.

If you’re more focused on long-term growth, you can go for a plan where the interest is compounded over time. This means your returns can grow significantly by the time the plan matures.

Whether you’re looking for consistency, or aiming to maximise your gains, there’s an option to suit your savings goals.

Tax-free savings for expats

Grow your expat wealth securely

With asset-backed savings plans your hard-won savings have guaranteed security, with the assurance that your original lump sum will never decline in value.

Woman walks with a bag and mobile phone

Earn 10% interest with a plan that works for you

If you’re after steady, reliable returns, you can choose a plan that gives you a guaranteed monthly income at a set interest rate for the full term – so you’ll always know exactly what you’re getting. And the best part? Your original savings stay untouched.

If you’re more focused on long-term growth, you can go for a plan where the interest is compounded over time. This means your returns can grow significantly by the time the plan matures.

Whether you’re looking for consistency, or aiming to maximise your gains, there’s an option to suit your savings goals.

Secure your lump sum savings

Secure your lump sum savings

Man is looking away from the bridge

A world of expat benefits for your lump sum savings

Fixed-rate plans can offer 10% interest

Way above standard bank interest rates.

Fixed-rate savings are a low-risk investment

Your money will hold its value and isn’t at risk of fluctuation and unpredictable markets.

Tax-free

Plans are structured to allow your lump sum savings to grow without the burden of regular taxation.

Internationally Accessible

Manage and access your savings from anywhere in the world, and if you move, your plan comes with you.

Multi-currency

Manage your savings in the currency that best suits your financial plans - USD, EUR or GBP.

Flexible

Choose how and when to receive interest payments to meet your financial goals or changes of circumstance.

Transferable

You can assign your plan to nominated persons, simplifying the transferral of benefits and aiding estate planning and financial gifting.

Transparent

You’ll have clear visibility into how your savings are managed, with no hidden fees or charges, so you can make informed decisions.

Retirement Planning

Build long-term security with flexible, tax-efficient growth designed to support your lifestyle after work.

Asset Backed/Guaranteed

Financial assurance that your original lump sum is secure, backed by real, tangible assets.

Find savings suited to your expat life

Find savings suited to your expat life

Find savings suited to your expat life

Man is eating dinner with friends

Lump sum savings plans made for expats

Best Expat Savings makes it straightforward to find the lump sum savings plan that will suit your international life.

Simply fill in the quick form and we will connect you with an authorised financial specialist who can talk through your savings and investment goals.

They understand the challenges driving today’s world economy, and they can help maximise returns on your lump sum savings – while balancing your need for security.

Accessible across multiple countries and currencies

You’ll benefit from multi-currency savings options in USD, EUR, GBP and other major currencies. They have flexible and globally transferable structures so your savings move with you.

They also include financial guarantees and transparent fixed interest rates, helping you plan your finances confidently no matter where life leads you.

Submit the form and you’ll have first-hand access to financial experts in the expat sector who can tell you more about tax-free savings plans for your lump sum.

Man eats dinner with friends
A man and a woman have a meeting at work
A man and a woman have a meeting at work

Tax-free lump sum savings plans

Tax-efficient savings plans designed specifically for expats help you make the most of your hard-earned wealth. These international plans are free from local income tax, capital gains tax, and dividend tax, allowing your money to grow without unnecessary deductions. By removing the burden of regular taxation, you can maximise the long-term growth of your wealth while maintaining control and flexibility over your finances.

Whether your aim is to preserve capital, build retirement funds, or create a globally mobile financial safety net, these plans work to help your savings grow securely. With multi-currency options, you can manage your funds in USD, EUR, GBP, or other major currencies, while worldwide accessibility ensures you can monitor and access your savings wherever you live.

Combining tax efficiency, security, and flexibility, these plans provide expats with a reliable way to plan confidently for the future, protecting their assets and helping them achieve long-term financial goals.

Tax-free savings for expats

Tax-free savings for expats

An adult woman very pleased with a gift from her friends

Boost your retirement funds

Lump sum savings plans provide expats with a powerful way to build and protect their long-term retirement wealth. Designed for global lifestyles, they allow your funds to stay invested and benefit from consistent, compounded growth over time. By focusing on secure, sustainable performance, they help you create a dependable foundation for the future.

Unlike traditional savings accounts, these plans offer both stability and flexibility. Asset-backed protection ensures your funds are shielded from market volatility, while multi-currency options let you manage your savings in the currency that best suits your retirement goals. Worldwide accessibility means your retirement funds move with you, wherever life takes you.

Expats face unique retirement challenges — from living in different countries to dealing with fluctuating exchange rates and varied tax environments. These plans are designed to overcome those complexities, providing the confidence, consistency, and adaptability you need to secure your financial future.

Secure your lump sum savings

Secure your lump sum savings

An adult woman very pleased with a gift from her friends
Woman holds phone and looking away

Talk to a financial expert

Complete the form and one of our authorised savings and investment partners will contact you, usually within 24 hours. They can talk through your financial aims and discuss your appetite for returns versus risk.

You could consider a savings plan with a fixed rate of interest at preferential expat rates that delivers a monthly return. Or decide on a longer-term plan with the potential for even greater returns.

The financial specialist will make recommendations based on your conversation, and help to find the lump sum savings plan that’s right for you.

The Best Expat Savings service is free, and there is no obligation to proceed with a recommended plan.

Partnered with regulated expat specialists

We work with expert financial partners who are regulated by the Financial Services Regulatory Commission (FSRC). They meet stringent financial and ethical standards, and operate within a robust regulatory framework.

Connect with a financial expert

Connect with a financial expert

Woman is siting and smiling

How we work

Best Expat Savings is a trusted portal for expats with lump sum savings. Just complete one simple form and we can connect you to an experienced specialist in expat finances.

Our expert partners offer a range of lump sum savings plans that are designed for expat life, with features such as multi-currency flexibility, global accessibility and straightforward international money transfers.

All the lump sum savings plans are transparent and secure, without hidden fees or charges.

Trusted by expats

Thousands of expats have used our service to find tax-free lump savings plans that offer a balance of higher returns backed by all-important financial security.

Make the most of your lump sum savings and look forward to a comfortable future.

Get in touch today

Talk to an expert in expat savings

Talk to an expert in expat savings

Woman is siting and smiling